Barqly gives employees access to their already-earned wages within 24 hours of every shift — at zero cost to employers.
Employees work hard every shift. But traditional payroll forces them to wait weeks to access money they've already earned. Barqly bridges that gap — instantly, safely, and at no cost to the employer.
No loans. No credit checks. No interest. Just wages, accessed when they're needed.
Barqly connects employees, employers, and our internal operations team through purpose-built portals.
View accrued wages in real time, request withdrawals, track transaction history, and complete KYC — all from iOS or Android.
Upload payroll data, manage employees, configure withdrawal limits, and connect your existing payroll system via API.
Full platform oversight — fraud review, compliance monitoring, employer management, and reconciliation.
Join our pilot programme in Amsterdam — free setup, zero employer fees, and full legal and payroll support.
Barqly integrates with your existing payroll system and handles everything — from employee onboarding to deduction reconciliation.
No setup fees, no monthly subscription, no per-transaction charges.
Financially stable employees are more engaged and less likely to leave.
Connect via API to AFAS, Nmbrs, or Exact — or simply upload a CSV.
Receive a deduction file 2–4 days before payday. Deduct from payroll as normal.
Non-credit product, outside PSD2 scope. Legal agreements by RPS Group Netherlands.
We're onboarding our first employer cohort. Get started with full onboarding support and zero commitment.
Stop waiting for payday. With Barqly, the wages you earn today are available tomorrow — safely and transparently.
Only access wages you've already earned. No credit, no interest, no debt.
One transparent fee per withdrawal. Shown clearly before you confirm.
Money transfers directly to your personal bank account via our payment partner.
What you withdraw is deducted from your next salary — no separate repayments.
Tell them about us. It costs them nothing and takes less than a week to set up.
From payroll data to instant withdrawal — every step is transparent, automated, and built on sound financial architecture.
Here's exactly what happens from the moment you finish a shift to the moment funds arrive.
Employee completes a shift. Hours logged in the employer's time & attendance system.
Within 24 hours, hours and pay rate sync to Barqly via API or file upload. Balance updates in the app.
Employee selects an amount within their available balance, reviews the €2.99 fee, and confirms.
Barqly validates KYC, available balance, and fraud checks in real time. Auto-approved if clear.
Barqly transfers from its own liquidity pool directly to the employee's IBAN via PSP partner.
2–4 days before payday, Barqly issues a deduction file. Employer deducts and remits. Pool replenished.
Schedule a demo with our team.
Whether you're an employer, employee, or investor — we'd love to hear from you.
Barqly B.V. — incorporated in the Netherlands. Piloting in Amsterdam with national rollout planned for 2026–2027.
Mubeen Sohail — Co-Founder & CBO
EWA expertise from PayActiv (US)
Faizan Mazhar Qureshi — Co-Founder & CTO
Engineering lead, EY background
We'd love to connect. Select "Investor" in the form and we'll be in touch to share more about the opportunity.